HERE IS TODAYS SILVER SPOT PRICE PER OUNCE

HERE IS AN EXAMPLE OF A SIMPLE TRANSACTION

Say you found or have 4 silver Washington quarters and 2 silver half dollars. Lets say today's price of silver is at $18 per ounce. Now, look at Chart A. Each silver Washington quarter would be worth about $3.00 and each silver half dollar would be worth about $6.00. If we multiply 4 X $3.00 = $12.00 and 2 X $6.00 = $12.00. Thats a total silver value of $24.00. A coin dealer would give you a little less than that and a private collector would propably give you more. There is also a numismatic (antique or rare) value which could be added to each coin. All terms are negotiable and you need a willing seller and a willing buyer. Remember: Strong trees bend in the wind and weak trees snap! Be realistic, give a little and you might get alot.

CASHING IN: Where can I sell the coins I have found or inherited?

1. COIN DEALERS:

NEVER CLEAN YOUR COINS! They are more valuable to a dealer if left just the way you found them. If you are in a hurry to sell your coins see the "Contact" information below and note the hours of the shops. Below is a list of the more generous and professional coin dealers. These are kind and open professionals with a high amount of trailing and experience. Those who have hidden agendas, do "funny math" to confuse you or do the walnut and pea trick of switching coins have been eliminated.

All of these dealers will pay you the daily "spot price of silver". But will they pay you more for the numismatic value of the coins or in their haste take advantage of your neediness? Coins that are rare or Very Fine (VF), Extra Fine (EF), Almost Uncirculated (AU), or Uncirculated (UNC) - Brillant Uncirculated (BAU) or Proofs (PR) are worth more. In some cases much more. NOTE the silver currency chart showing silver spot prices and value of coin denominations (CHART A). Coin dealers will be happy to "appraise" the coin value and make you a offer, but is the offer fair and realistic? Don't be afraid to get a second or third opinion. Remember if you found the coin in change and just paid for it's common value, you are making out. Don't be unrealistic or greedy - this only sabotages your potential. There is a learning curve and trade secrets to coin collecting.

HERE ARE A FEW COIN COLLECTING TRADE SECRETS:
1. Silver prices usually run in a 30 year cycle. As of May of 2011 silver went to a high of $48 per ounce. It has been fluctuating between $25 and $35 since. If you are planning to live another 30 years - you can afford to hold onto your coins. If not - SELL NOW!
2. Because so many people have happily cashed in their silver coins there is a large quantity on AU and BAU silver dimes, quarters and halves in the "JUNK SILVER" trays. When silver goes over $35 per ounce you will even find silver PROOF coins. These are more valuable coins, which you can pick up at junk silver prices. If you are a collector your coin books will look bright and valuable.
3. Some coin shops and dealers have "CULL" silver dollar trays. These are beat up, painted over or more common dates. However, some of these might be XF - AU grade. Coin dealers who sort through thousands of coins each week can get tired and cranky - and slip up if distracted. They can also get toxic metal poisoning which can "fry their nerves". They need to use gloves or do a heavy metal cleanse. (Copper pennies can be especially toxic). I have even discovered CC (Carson City) silver dollars in these trays as well as other semi rare dates.
4. In my opinion your best investment is silver. WHY? Because silver should have a classic 15 to 1 ratio with gold. In other words if gold is $1,500 per ounce, then silver should be $100 per ounce. The price of sliver is being held down by gold market investors. Its an old story - just watch the "Wizard of Oz" and look for the hidden meanings. Someday soon it might bust loose and when it does a lot of silver holders are going to be very happy.
5. In these times the real value is in commodities - especially food and fuel. You can't eat your silver coins. Why not invest some of that silver into a food bank for you and your loved ones and neighbors - and don't leave out the pets. I wish you happy silver coin hunting.

RECOMMENDED COIN DEALERS

JACK H. BEYMER CODDINGTOWN COIN SHOP

BRUCE BRAGA RARE COINS and COLLECTIBLES

DON RINKOR RARE COINS

MORAGA NUMISMATICS

SAN RAFAEL RARE COIN COMPANY

2. JEWELERS and SILVER CRAFTSPERSONS:

If you are selling them to a jeweler or artist then it is ok to clean them. They will be buying the coins for the "melt value". Chances are they would appreciate clean bright coins. ASK! Be positive and give them a deal. A jeweler friend of mine pointed out that this is "Green Silver" because it is recycled and is a much more ecological medium to make jewelry out of. How bout that?!

3. BANKS:

NEVER TAKE YOUR SILVER COINS TO THE BANK! Bank personnel, though usually well meaning, will only give you the numeric value of the coin. However, they may know of private coin collectors in their neighborhood who periodically "surf" their bank for silver and rare coins. Ask how to get in touch with these people or leave a note with contact information with the teller. Use your inner guidance system - Intuition. Remember Banks have cameras and some have recording devices and a teller who is jealous, has an "atitude" or covert drug or alcohol addiction can be a problem for you. Remember your mission. You are honest, compassionate and looking at the bigger picture! You want to increase your wealth by not being greedy or fearful and also help lesson the sufferingof others by giving at least 10% to charity. This creates good KARMA for yourself and those around you.

4. PRIVATE PARTIES and COIN COLLECTORS:

Building a grass roots economy in your community keeps the money in your community where it can circulate and benefit everybody. Private coin collectors can be eccentric and fun to deal with. They usually like to meet in a public place over coffee or at a safe and secure location for both of you. Ripe-offs, tweekers and thieves are to be busted and jailed. You may or may not want a "survailence camera" recording your transaction. If you are not sure about your safety then bring a "piece" with you, a big dog or "Vito" for protection - or all three. Usually everything will be fine - screen people on the telephone - never call from where you live or where the coins are. If new at this then us the buddy system or a discrete public place for safety. Email can be safe for the initial contact, but you are going to want to talk on the phone to arrange a personal meeting. Listen to the voice - do you really trust this person - do they have a hidden agenda? Use a secure cell phone with caller ID or a pay phone or a public phone at a business. Once again - USE YOUR INTUITION! In time you will establish fun and mutually profitable relationships once the fear and bullshit gets out of the way. I have seen and heard some amazing success stories from cashiers and small coin dealers! Go forth and prosper with LOVE in your heart!

5. SELLING ON LINE:

There are EBay and other reputable people with On-Line or Paypal accounts that will broker your more valuable coins for you. You can email a photo of the coin to get a on-line appraisal from the dealer. Make sure a color photo shows a close-up of both the front and back of each coin revealing the date, mint mark and surface details. Do your due diligence and find the right person for yourself. Surf the net or talk to the webmaster of this site or the collectors and dealers I have screened or recommend.

WE HAVE A SAYING IN THE HEALING ARTS - SILVER COIN WORLD

"If not you who? If not now when?
You are the person you have been waiting for! Neither you nor silver has an expiration date stamped on it . . . . "